Editorial Policy

How we research, check and update every calculator and guide on Family Money Math.

Our standard

Money decisions for your family deserve accurate, current information. Every page on this site aims to answer one real question clearly, using the rules as they stand on the date shown on the page.

Sources we use

Primary sources first: laws, IRS notices and news releases, proposed and final regulations, IRS form instructions, and official program sites such as irs.gov and trumpaccounts.gov.
Program operators: for privately funded deposits such as the Dell $250, the organization running them (Invest America).
Expert and news sources: law firm, CPA and major news summaries are used to cross-check and are never relied on alone when a primary source exists.

Every guide and calculator lists its sources at the bottom of the page.

How we check and update

Each page shows a "last checked" date. We only change it after re-reading the page against current sources.
When new guidance is published, we review every affected page, usually within a few days.
When something is proposed but not final, or the official sources disagree, we say so on the page.
Calculator formulas are tested against worked examples, and every result explains the assumptions behind it.

Corrections

If you spot an error, email [email protected]. We review every report, fix confirmed errors promptly and note significant changes in the latest updates on our homepage.

Independence and money

Family Money Math is independent and not affiliated with the US government, the IRS, the official Trump Accounts program, Invest America or any financial company. We don't accept payment to cover or recommend a product. If we ever add advertising or affiliate links, they will be clearly labelled and will not change our results or recommendations.

Use of AI tools

We use software, including AI tools, to help research, draft and build pages. Every fact is checked against the sources listed on the page before publishing, and every calculator is tested before it goes live.

Not advice

Our calculators and guides are for education. They are not tax, legal or investment advice. See our disclaimer.