Clear answers to your family's money questions

Nov 11, 2026 New: Trump Account key dates and deadlines by birth year, including why 2026 is the only year for children born in 2009.
Nov 11, 2026 New: how to claim the $1,000 and the Dell $250 guide with a quick check.
Nov 11, 2026 Updated: how to elect the $1,000, to match the three ways the IRS now lists (the app, trumpaccounts.gov and your IRS online account).
Nov 10, 2026 Updated every Trump Account page for the October 1 automatic accounts and the final Dell $250 rules ($117,300 ZIP code limit).

How we build our calculators

Built on official rulesEvery calculator follows the IRS and government guidance it's based on, with sources listed on the page.

Checked and datedEach page shows when its rules were last checked, and we update it when the law changes.

A clear answerWe don't stop at a number. Each tool tells you which option wins for your situation, and why.

Family Money Math is independent. We are not affiliated with the US Treasury, the IRS, the official Trump Accounts program or Invest America, and we never ask for your Social Security number or account details. Read our editorial policy.