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Kids & College calculators

Tools for parents and grandparents deciding how to save for a child's future.

New to Trump Accounts? Read our plain-English guide: who qualifies, the $1,000 seed, limits, investments and what happens at 18 →

Which account should you use?

Since July 2026, parents can choose between a new Trump Account and the long-standing 529 college savings plan. The right mix depends on whether your child gets free money, like the $1,000 federal seed or employer contributions, and on how the money will likely be used. Our calculators run those numbers for your family.